We’ve done a lot of posts about the most affordable places to retire. This one’s a bit different as we’re revealing the results of a ranking of America’s richest retirement towns. These are cities that boast a median income of $250,000 — that’s quite a bit higher than the $56,680 median retirement income for U.S. households age 65+.
According to a GOBankingRates analysis, Saratoga (CA), Lake Forest (IL), and Naples (FL) are America’s three richest retirement towns in 2026, with Saratoga and Lake Forest retaining their spots from 2025 and Naples jumping up from eighth last year. Twelve cities in California and ten in Florida made the top 50 list.
In case you are wondering what the other top-ranked retirement towns are, the top ten list also includes Rancho Palos Verdes (CA), Bainbridge Island (WA), Northbrook (IL), Melville (NY), Glenville (IL), Beverly Hills (CA), and Laguna Beach (CA).
Council of Seniors Wants to Help Seniors Afford the Retirement They Deserve
We want all seniors to be able to afford the retirement they rightfully deserve — and that means making sure retirees receive the money they should have gotten years ago. All of us at the Council of Seniors are working hard to get Congress to pass The SAVE Benefits Act. This crucial bill will put $581 back in seniors’ pockets to make up for Social Security cost-of-living adjustments that were far too low for years.
Please take a moment and sign our petition today to show your support.